Legal

Terms of Service

Last updated: August 6, 2026

These Terms of Service ("Terms") govern your access to and use of businessstack.eu (the "Site"), operated by InsureWiseHub. By using the Site, you agree to these Terms.

1. Use of the site

The Site is provided for personal, non-commercial informational use. You agree not to misuse the Site, interfere with its operation, scrape content at scale, or use it in a way that violates any applicable law.

2. Not professional advice

Content on the Site is for general educational purposes only and does not constitute insurance, financial, legal, or tax advice. Always consult a licensed insurance agent, broker, or financial professional before making a coverage decision. See our full Disclaimer.

3. Third-party links

The Site links to third-party websites, chiefly the regulators, government agencies and research organisations we cite as sources, and to insurers where identifying them is relevant. We do not control and are not responsible for the content, accuracy, availability or privacy practices of third-party sites, and a link is not an endorsement. We do not currently operate affiliate or lead-generation arrangements; if that changes, affected links will be labelled and disclosed in our Disclaimer.

4. Intellectual property

Unless otherwise noted, all content on the Site — including text, graphics, logos, and design — is owned by InsureWiseHub or its licensors and protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without prior written permission, except for personal, non-commercial use.

5. User submissions

The Site has no forms, no accounts and no comment system, so there is nothing to submit through it. If you email us, we use the contents of your message only to respond to you and, where you report a factual error, to correct the page in question. Please do not send us policy numbers, Social Security numbers, medical records or other sensitive personal information — we do not need it. See our Privacy Policy for details.

6. Disclaimer of warranties

The Site is provided "as is" without warranties of any kind, express or implied. We do not guarantee that content is accurate, complete, or current, or that the Site will be uninterrupted or error-free.

7. Limitation of liability

To the fullest extent permitted by law, InsureWiseHub is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content, including decisions related to purchasing insurance.

8. Changes to these terms

We may revise these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

9. Governing law

These Terms are governed by the laws of the United States, without regard to conflict-of-law principles.

10. Contact

Questions about these Terms can be sent through our Contact page.